There have been two style of finance available to Teaspoon users: general-purpose and you may residential

Small suggestion: You could transfer taxation-deferred funds from individual senior years arrangements (IRAs) and other categories of employer-backed agreements into the a vintage Tsp. When you have good Roth Teaspoon, you can add qualified and you will low-accredited balance off their categories of Roth membership.

You ought to use no less than $step one,one hundred thousand or over to help you fifty% of vested harmony, the degree of your own direct benefits into membership, or $fifty,000 minus their high an excellent loan equilibrium – any number is minuscule

New yearly restriction for further efforts to have 2022 try $61,100000. […]