FHBs have historically had even more favourable labour business consequences

Kelly, O’Malley and O’Toole (2014) and you can Giuliana (2019) found that FHBs were less likely to want to standard to their fund within the Ireland away from 2013 in order to 2017; it recommended one financial institutions applied more strict lending conditions to FHBs owed so you can decreased credit score

Aggregate arrears rates getting FHB finance or any other owner-occupier money monitored relatively closely before beginning of 2020 (Chart 8). […]